Unlock liquidity from your portfolio without selling your investments. Get instant funds against your shares, mutual funds, and bonds.
Interest Rate
From 8.5% p.a.
Loan Tenure
Up to 36 months
Processing Time
Same day
Eligible Securities
Shares, MF, Bonds
Find out if you qualify for a Loan Against Securities in seconds.
We work with India's most trusted banks and NBFCs to get you the best rates.
No paperwork runs. No branch visits. Just a few taps from your phone.
Enter your ISINs, We fetch live NSE/BSE prices instantly.
Our engine compares LTVs across 8+ lenders and shows your maximum eligible amount side-by-side.
Complete KYC and pledge securities with CDSL/NSDL.
Funds disbursed in 24 to 36 hours.
A loan that doesn't cost you your investments — or your growth story.
Your securities stay invested — continue earning dividends, interest, and market returns while serving as collateral.
Overdraft-style facility. Sanctioned ₹1 Cr, used ₹20 L? You pay interest on ₹20 L only.
Your portfolio is the guarantee, not your CIBIL. Low score? Still eligible — lenders look at collateral first.
Significantly cheaper than personal loans (14–24%) or credit card EMIs. More loan, less interest burden.
Whether it's a weekend emergency or a boardroom acquisition, we scale seamlessly with your need.
Clear the loan partially or fully, whenever you want. No hidden fees, no foreclosure charges.
Your securities stay invested — continue earning dividends, interest, and market returns while serving as collateral.
Overdraft-style facility. Sanctioned ₹1 Cr, used ₹20 L? You pay interest on ₹20 L only.
Your portfolio is the guarantee, not your CIBIL. Low score? Still eligible — lenders look at collateral first.
Significantly cheaper than personal loans (14–24%) or credit card EMIs. More loan, less interest burden.
Whether it's a weekend emergency or a boardroom acquisition, we scale seamlessly with your need.
Clear the loan partially or fully, whenever you want. No hidden fees, no foreclosure charges.
Compare LAS with other common loan options, side-by-side.
| Feature | Best ChoiceLoan Against Securities | Personal Loan | Gold Loan |
|---|---|---|---|
Interest Rate | 9–11% p.a. | 14–24% p.a. | 11–16% p.a. |
Disbursal Time | 1–2 days | 2–5 days | 1–2 days |
Credit Score Dependency | Low | High | Low |
Keep Ownership & Returns | — | ||
Interest Charged On | Amount used only | Full loan amount | Full loan amount |
Prepayment Charges | Zero | Often applicable | Often applicable |
Rates indicative; final rate depends on lender, tenure, and securities pledged.
One loan, countless possibilities — without selling a single share.
Fund inventory, hire talent, or enter new markets without diluting equity or giving up control.
Same-day disbursal means your family gets care when it needs it — not days later.
Weddings, higher education, property down-payments — keep your portfolio, fund the milestone.
Put idle holdings to work — access capital for new market opportunities without selling a share.
Short-term liquidity for short-term needs. Repay at your pace without breaking long-term plans.
Replace high-interest credit card or personal loan debt with LAS at a fraction of the rate.
Fund inventory, hire talent, or enter new markets without diluting equity or giving up control.
Same-day disbursal means your family gets care when it needs it — not days later.
Weddings, higher education, property down-payments — keep your portfolio, fund the milestone.
Put idle holdings to work — access capital for new market opportunities without selling a share.
Short-term liquidity for short-term needs. Repay at your pace without breaking long-term plans.
Replace high-interest credit card or personal loan debt with LAS at a fraction of the rate.
Everything you need to know about Loan Against Securities.
Our team is here to help you with any queries about Loan Against Securities.